BLISCare for Patients

Welcome to BLISCare

At BLISCare, we understand that surgical procedures can sometimes result in unexpected outcomes. That’s why we partner with your surgeon to provide comprehensive coverage that protects you from unexpected additional costs that may be billed to you after surgery.

Why Choose a BLISCare-Covered Surgeon?

Surgeries are typically straightforward. But occasionally, things can take an unexpected turn, leading to extra medical bills that regular insurance might not fully cover. By choosing a surgeon who offers BLISCare, you gain an extra layer of financial security. Here’s how BLISCare benefits you:

Coverage for Unplanned Surgical Costs: BLISCare helps cover costs for extra treatments, follow-up visits, and any other care needed due to unexpected outcomes from a surgical procedure.
Peace of Mind: With BLISCare, you can focus entirely on your recovery without the stress of unexpected medical bills.
Financial Protection: Ensure that your finances are protected, allowing you to recover comfortably and confidently.

How to Discuss BLISCare with Your Surgeon

If you are deciding on a surgeon, it’s important to ask if they offer BLISCare. Here are some questions to guide your conversation:

“Do you offer BLISCare coverage for the costs of unexpected surgical outcomes?”
“How does BLISCare protect me from unexpected medical bills?”
“What steps do I need to take to activate BLISCare if needed?”

Already had Surgery? Here’s What to Do Next

If you’ve already had surgery and need to understand how BLISCare works:

Contact Your Surgeon: Reach out to the surgeon who performed your procedure and describe anything that you’re experiencing that might indicate an unexpected surgical outcome.
Follow Their Guidance: Your surgeon will guide you on how to address your medical concerns, and if appropriate, will create a claim with BLISCare to manage any additional costs.

Your Recovery is Our Priority

BLISCare ensures that both your health and financial well-being are taken care of during your recovery. By partnering with your surgeon, we strive to provide you with peace of mind and the best possible care, without the worry of unexpected expenses.

For more information, speak directly with your surgeon about BLISCare coverage or feel free to contact us by using the form below. Your journey to recovery should be focused on healing, not financial stress. Let BLISCare be a part of your support system

“They said don’t worry about this, it’s all taken care of.”

-BLISCare patient when complications occurred six months after weight loss surgery

FAQs

Every surgery carries the possibility of unexpected outcomes, both during and after the procedure. These outcomes often lead to increased costs and additional treatments, resulting in new expenses for the patient, even with existing insurance coverage. BLISCare provides protection against these unexpected surgical outcomes, allowing patients and their medical providers to focus on achieving the best possible results without the added financial burden.

Coverage for unexpected surgical outcomes provides vital financial protection and peace of mind by covering out-of-pocket medical costs that standard health insurance often overlooks. This coverage is especially crucial if you’re funding the initial surgery yourself, as most health insurers won’t cover the costs of treatments related to surgical complications if they didn’t cover the original procedure. Even if your surgery is insured, follow-up treatments or readmissions due to complications are often treated as “new events of care,” which can result in additional deductibles and co-pays. Therefore, having coverage for unexpected surgical outcomes is valuable regardless of how your initial surgery is funded.

BLISCare covers a broad range of elective and non-elective surgeries, including bariatric, orthopedic, and cosmetic procedures, among others. We have a process for quickly adding surgical procedures we’ll cover, so if the surgery you’re planning isn’t listed, we encourage you to have your surgeon contact us to discuss coverage options.

BLISCare is designed specifically to cover unexpected costs related to surgery, while traditional health insurance covers a wide range of medical services. One key difference is that BLISCare often covers expenses related to unexpected surgical outcomes that traditional health insurance might not, such as travel costs, child care, and other related expenses.

Choosing BLISCare provides key advantages for your surgical journey:

Focused Coverage: BLISCare specifically covers the costs from unexpected surgical outcomes, offering protection beyond standard health insurance.
Financial Protection: It helps shield you from out-of-pocket expenses, including deductibles and co-pays, regardless of whether your initial surgery is covered by traditional insurance.
Additional Support: BLISCare often includes non-medical expenses like travel, child care, and accommodations, reducing financial stress in the event of an unexpected surgical outcome.
Peace of Mind: With BLISCare, you can approach surgery confidently, knowing you have support for any unforeseen challenges.
Flexible Options: Our coverage is regularly updated to include new procedures, and we’re open to expanding offerings if your surgery isn’t listed.

BLISCare is more than just coverage—it’s comprehensive support throughout your surgical experience.

If you experience any symptoms that might be related to a recent BLISCare-covered surgery, contact your surgeon’s office right away. They will prioritize your care and assess your symptoms. If your surgeon confirms that your symptoms are related to your recent surgery, they will initiate the claim filing process with our claims department, ensuring you receive the necessary support promptly.

BLISCare is designed to cover most costs directly related to an unexpected surgical outcome, with the goal of minimizing the financial impact on patients. Covered expenses typically include additional surgeries, extended hospital stays, necessary medications, and follow-up care resulting from an unexpected surgical event. In some cases, BLISCare also covers non-medical costs, such as travel expenses, accommodations, and child care, to support your recovery process. Our aim is to ensure that financial concerns do not become a barrier to receiving the care you need when facing an unexpected surgical outcome.

Yes, pre-existing conditions are covered under BLISCare. As long as your surgeon has cleared you for surgery, BLISCare will provide coverage for any unexpected surgical outcomes related to that procedure. We don’t factor in pre-existing conditions when offering coverage; we only consider the surgeon’s report confirming that your surgery is scheduled.

The cost of surgical complexities protection varies based on factors such as your surgeon’s experience, the amount of coverage, and the specific procedure being performed. It’s important to note that your surgeon holds the policy, not the patient. Your surgeon can provide you with detailed pricing information for each surgical procedure you are considering.

Yes, you can choose your own surgeon and hospital, but they must have BLISCare coverage for you to take advantage of our protection. If your preferred surgeon or hospital isn’t currently covered, ask them to contact us—coverage can often be arranged quickly.

If your surgery is rescheduled, it won’t affect your BLISCare coverage as long as your surgeon updates the new date with us. Please have your surgeon report the updated schedule through their BLISCare portal or by contacting one of our client service agents.

No, there are no waiting periods for BLISCare coverage. As long as your surgeon has an active BLISCare policy and reports your scheduled surgery, your surgery is covered immediately.

Without BLISCare coverage, you may be responsible for significant out-of-pocket expenses for additional treatments, hospital stays, and other costs related to surgical complications. To understand your options and next steps, please contact your surgeon or your health insurance provider.

BLISCare policies can only be purchased by surgeons or convening organizations, such as health plans or bundlers. To get coverage, please contact your surgeon and ask them to reach out to us for more information.

Patient Contact Form

If you have questions that you think we can answer, we would love to hear from you.